| What kind of van you drive could affect the kind of | | | | different functions that come with each type of van |
| automobile insurance you get and the premiums that | | | | and because of the dangers that can be associated |
| you will pay. | | | | with some of the models. |
| Traditionally, a van is any vehicle used for the | | | | The minivan has been making a huge move in the |
| transportation of goods or groups of people. It is | | | | family vehicle market. The van insurance for these |
| generally a box-shaped vehicle with the same width | | | | vehicles tends to be less than other models. The |
| and length as a large automobile, but it is often taller | | | | industry has made the minivan to withstand high crash |
| and usually higher off the ground. | | | | standards. This, along with the driver's tendency to |
| The word van is a shortened version of the word | | | | take fewer chances on the road, makes insuring a |
| caravan which originally meant a covered vehicle. The | | | | minivan a good investment for the insurance industry. |
| same little word holds vastly different meanings when | | | | The full size passenger van is still considered a family |
| it crosses into different countries. | | | | vehicle. The van insurance premiums often run a bit |
| In the UK, the term van generally refers to the cargo | | | | higher mostly because these large, bulky vehicles have |
| vans that are used by many transportation companies. | | | | a stronger tendency to roll over during an impact or |
| A passenger van is most likely to be referred to as a | | | | during hard, sharp turns. |
| minibus. A minivan is called a MPV (multi-purpose | | | | The cargo vans are mostly insured under different |
| vehicle). | | | | policies altogether because of their use in the business |
| In the United States, van universally covers the minivan, | | | | industry. |
| the full sized van, and the cargo van. | | | | Finding the right van insurance involves more than just |
| The distinction is not just in the name. Insurance | | | | knowing what kind of van you drive. It requires |
| providers do not insure the different types of vans | | | | research, understanding, and patience. |
| with the same policies or premiums because of the | | | | |