| What kind of van you drive could affect the | | | | policies or premiums because of the different |
| kind of automobile insurance you get and the | | | | functions that come with each type of van and |
| premiums that you will pay. | | | | because of the dangers that can be associated |
| | | | with some of the models. |
| Traditionally, a van is any vehicle used for | | | | |
| the transportation of goods or groups of | | | | The minivan has been making a huge move in |
| people. It is generally a box-shaped vehicle | | | | the family vehicle market. The van insurance |
| with the same width and length as a large | | | | for these vehicles tends to be less than |
| automobile, but it is often taller and | | | | other models. The industry has made the |
| usually higher off the ground. | | | | minivan to withstand high crash standards. |
| | | | This, along with the driver's tendency to |
| The word van is a shortened version of the | | | | take fewer chances on the road, makes |
| word caravan which originally meant a covered | | | | insuring a minivan a good investment for the |
| vehicle. The same little word holds vastly | | | | insurance industry. |
| different meanings when it crosses into | | | | |
| different countries. | | | | The full size passenger van is still |
| | | | considered a family vehicle. The van |
| In the UK, the term van generally refers to | | | | insurance premiums often run a bit higher |
| the cargo vans that are used by many | | | | mostly because these large, bulky vehicles |
| transportation companies. A passenger van is | | | | have a stronger tendency to roll over during |
| most likely to be referred to as a minibus. | | | | an impact or during hard, sharp turns. |
| A minivan is called a MPV (multi-purpose | | | | |
| vehicle). | | | | The cargo vans are mostly insured under |
| | | | different policies altogether because of |
| In the United States, van universally covers | | | | their use in the business industry. |
| the minivan, the full sized van, and the | | | | |
| cargo van. | | | | Finding the right van insurance involves more |
| | | | than just knowing what kind of van you drive. |
| The distinction is not just in the name. | | | | It requires research, understanding, and |
| Insurance providers do not insure the | | | | patience. |
| different types of vans with the same | | | | |