| There's no trick to finding websites that will let you | | | | premiums are higher than they would be if you were |
| compare car insurance prices between several | | | | over the age of 25. You can get at least a 5% |
| different insurance companies operating here in Iowa. | | | | discount on your rates if you stay in school, study hard, |
| But finding these sites is just one piece of the puzzle. | | | | and maintain at least a "B" grade average so that you |
| Before you waste your time making comparisons it | | | | qualify for the Good Student Discount. |
| would pay you to know what you are comparing. In | | | | Is your car parked in a garage at night? If so you are |
| other words, you need to take a few minutes to list all | | | | entitled to a special discount on your insurance. |
| of the different ways you might be able to reduce the | | | | Do you only drive on occasion? If you put fewer than |
| cost of your insurance before you actually start | | | | 500 miles on your car in an average month you should |
| comparing prices. | | | | talk to your agent about getting a Low-Mileage |
| So what can you do to lower the cost of your car | | | | Discount on your insurance. |
| insurance? | | | | Are you 55 or older? If so you could qualify to take a |
| Well, there are actually several things you can do. | | | | special driver's refresher course. If your car insurance |
| The biggest thing you can do is to simply drive legally | | | | company offers this discount it could save you 10% or |
| and safely at all times. If you routinely speed or drive | | | | even 15% on your premium each and every month. |
| recklessly and you get a ticket, your car insurance | | | | How big of a deductible can you afford? Be honest |
| premiums are going to go up - sometimes they can go | | | | with yourself, because if you file a claim you're going to |
| up a lot, depending on your age and the severity of | | | | have to come up with your deductible in cash before |
| your infraction. | | | | your insurance company will pay anything toward |
| If you drive while intoxicated or otherwise impaired and | | | | fixing your car. Just remember, the higher your |
| you get caught, your car insurance premiums will jump | | | | deductible the lower your monthly premium payment |
| 50% or more. If you receive a second DUI or a DWI | | | | will be. |
| conviction you'll be lucky to find a high-risk policy that | | | | O.K., now you're ready to get online and start |
| will even accept you - at a price that will, literally, make | | | | comparing prices for your policy at a variety of |
| your head spin! | | | | different insurance companies here in Iowa. |
| If you have other types of insurance, such as | | | | Unfortunately since no one website compares all of |
| homeowner's or health insurance from the same | | | | the different insurance companies there are, it is up to |
| insurance company make certain that you are getting | | | | you to make your comparisons on at least 3 different |
| your Multiple-Policy Discount. | | | | websites. |
| Do you drive an older car? Is your car so old that it is | | | | By making multiple comparisons on different websites |
| no longer listed in the Kelly Blue Book of car values? If | | | | you'll be more certain of finding the very best |
| your car has little or no Kelly Blue Book value then you | | | | insurance for you at a price you can afford. It takes a |
| are simply wasting your money if you are paying for | | | | little effort on your part, but the result is that you can |
| collision or comprehensive coverage on your policy. | | | | rest easy now that you know how to get cheap car |
| If you're under 25 years of age then you are | | | | insurance online here in Iowa. |
| automatically put into a high-risk pool and your | | | | |