| As most people are aware, if you put the words "Car | | | | maintaining at least a 3.0 grade average then you're |
| Insurance in Florida" into any search engine you will find | | | | due about a 5% Good Student Discount on your |
| literally dozens of websites that allow you to make | | | | insurance. |
| fast and easy comparisons of prices for car insurance | | | | If you're married it may pay you to put the wife on the |
| between a wide range of insurance companies. These | | | | policy as the primary driver and the husband as the |
| sites are wonderful. | | | | secondary driver since women tend to have fewer |
| However, before you start making comparisons it | | | | accidents and so qualify for a lower rate on their |
| would serve you well to know exactly what it is you're | | | | insurance each month. |
| comparing. In other words, you need to have a policy in | | | | If you're 55 or older you should ask if you qualify to |
| hand before you start making comparisons or your | | | | take a driver's refresher course. Passing such a |
| comparisons will be meaningless. | | | | course can save you 10% every single month on your |
| And it really helps if you can put together a policy that | | | | car insurance. |
| is specially designed to save you money even before | | | | If you drive an older car or a junker that has no Kelly |
| you make your comparisons. That way the extra | | | | Blue Book value then don't waste even one more |
| savings that you'll find when you compare prices | | | | penny paying for comprehensive and collision |
| among the different companies will really put a smile | | | | coverage for your car. Cancel those two parts of |
| on your face. | | | | your insurance coverage and save that money to buy |
| Start with your own driving record. Do you drive safely | | | | a newer car. |
| and legally at all times? If not, you'll need to change | | | | Can you afford to pay a higher deductible? Be careful |
| your ways if you want to get the cheapest car | | | | how you answer this question, because the larger of a |
| insurance around since even one speeding ticket or | | | | deductible that you can afford the lower your monthly |
| other moving violation will cause your rates to go up. | | | | car insurance premium will be - but by the same token |
| If you have a DUI or a DWI conviction your rates will | | | | the larger your deductible the more cash you have to |
| skyrocket and remain high for 3 years or even longer. | | | | pull out of your own pocket any time you have a claim. |
| If you have a second DWI or DUI conviction you'll be | | | | Don't commit yourself to paying a higher deductible |
| scrambling to find insurance in the high-risk pool at | | | | than you can actually afford. |
| whatever rate anyone asks of you. | | | | Now you have the information you need to put |
| Do you have other insurance policies with the same | | | | together an insurance policy that will save you the |
| company? Do you have a homeowner's policy, or a | | | | most money that it's possible for you to save. So get |
| life insurance policy or a health policy with the same | | | | online and find at least 3 different comparison |
| company? If so you probably qualify for a Multi-Policy | | | | websites and make head-to-head comparisons of |
| Discount. | | | | your dream car insurance policy with as many |
| Have you been insured by the same company for at | | | | different insurance companies as you possibly can. |
| least 5 years? Then you almost certainly qualify for a | | | | Since no one website compares all of the different |
| Long-Term Discount on your car insurance every | | | | insurance companies operating in this state, if you really |
| single month! | | | | and truly want to get cheap car insurance online in |
| Do you have a garage that you can park your car in | | | | Florida you'll have to make your comparisons on at |
| at night? If you can park your car off the street you | | | | least 3 different sites - but the bottom line is, once you |
| should qualify for a discount. | | | | have made your comparisons you can rest |
| Do you drive less than 500 miles each month? If you | | | | comfortably knowing that you have grabbed the very |
| do you should check into getting a Low-Mileage | | | | best price for car insurance that you'll ever find here in |
| Discount. | | | | Florida. |
| If you're under 25 and still in school and you are | | | | |