| If you are convicted of a Virginia DUI, then most likely | | | | won't be notified of your conviction. |
| your car insurance costs are going to rise significantly. | | | | Furthermore, some states don't require the SR-22 |
| This is because with a DUI charge on your driving | | | | form. These are Delaware, Kentucky, Minnesota, New |
| record, most insurers will classify you as a "high-risk | | | | Mexico, Oklahoma and Pennsylvania. But if you have |
| driver." Not only that, but your insurer may choose to | | | | previously filed an SR-22 before moving to one of |
| cancel your car insurance policy altogether, and then | | | | these states, then you will still need to meet the |
| you'll have to find new insurance with your | | | | requirements of the state in which the DUI was |
| permanently scarred record. If your record now | | | | committed. New York and North Carolina do not |
| shows a DUI conviction and a policy cancellation, you | | | | require any SR-22 filings whatsoever. |
| can bet on paying sky-high prices for your new | | | | If your auto insurer does not become aware of your |
| insurance policy. | | | | DUI conviction immediately, they may still raise your car |
| It is possible that your insurer will never know of your | | | | insurance rates if they discover the conviction, even if |
| DUI conviction, but not likely. There is a form called the | | | | it's several years later. |
| SR-22, which most states require DUI offenders to get | | | | It is possible that a Virginia DUI might affect your life |
| from their auto insurers. The SR-22 proves to the | | | | insurance payments as well. If you file for life insurance |
| Department of Motor Vehicles (DMV) that you carry | | | | with a DUI conviction on your record, the insurer may |
| liability insurance, which allows the DMV to remove | | | | choose to raise the price of your policy's premium |
| your license suspension after a DUI. | | | | payments. |
| Your Auto Insurer May Never Know | | | | If you've been charged with a Virginia DUI, you should |
| There are several scenarios in which your auto insurer | | | | seek the expertise of a Virginia DUI attorney. An |
| may never know of your Virginia DUI. If your DUI is | | | | attorney can advise you on the procedures regarding |
| reduced in a plea bargain, or you receive a limited | | | | your SR-22 form, and in some cases, may even help |
| license suspension, then it is possible that your insurer | | | | you beat your Virginia DUI charge. |