| There are few things that will cause your monthly car | | | | likes getting a request for an SR-22. |
| insurance premiums to skyrocket like being convicted | | | | If you have a DWI on your record it can be really hard |
| of a DWI ('driving while intoxicated' or 'driving while | | | | to find auto insurance. Many major companies will not |
| impaired'). If you've got a DWI in your history, read this | | | | even consider insuring someone with a previous DWI |
| article to learn more on how to save on costly DWI | | | | or DUI. But there are insurance providers out there |
| auto insurance for yourself. | | | | willing to insure you, so don't worry. It just takes a little |
| When someone insured by a major auto insurance | | | | searching. |
| provider is charged with a DWI, they are automatically | | | | Even those with restricted licenses due to DWIs are |
| assigned to a special high-risk group and their | | | | required by law to have access to auto insurance. |
| premiums may shoot up to over 400%. These high | | | | Some companies even specialize in insuring motorists |
| rates can remain for years, sometimes decades, | | | | with previous DWIs on their records. Try searching the |
| without further offenses until they begin to decrease. In | | | | Internet to locate these companies and get advice on |
| some cases, a person charged with a DWI may be | | | | obtaining coverage after a DWI conviction. If you're |
| dropped from their insurance policy altogether. | | | | looking for new coverage after a DWI, try working |
| When you are convicted of a drinking-and-driving | | | | with an independent insurance agent who works with |
| offense, you'll need to contact your insurance carrier | | | | many different companies for a broader base of |
| and obtain an SR-22 certificate. This certificate | | | | options. |
| removes your license suspension by proving that you | | | | You know that being arrested with a DWI can be |
| are insured. Unfortunately, this is a red flag to your | | | | humiliating and expensive in many ways. The added |
| insurer that you have had a DWI arrest. | | | | expense of high DWI auto insurance premiums can |
| However, not all insurance carriers have SR-22 | | | | top the list. Don't resign to just let yourself become a |
| policies. State law determines exactly what can | | | | victim of high rates. No matter what's on your record, |
| happen in that case. Your policy may be immediately | | | | shop around and be committed to finding a great |
| cancelled, or it may become ineligible for renewal at | | | | insurance rate for yourself. |
| the end of the term. Needless to say, no company | | | | |