| Most people understand that DWI convictions can | | | | SR-22 coverage may be required by some states in |
| have a serious effect on a person's criminal record | | | | order to prove insurance coverage for high-risk drivers. |
| and may carry heavy fines, probation, and community | | | | In some cases, the driver must show proof of SR-22 |
| service. Persons who have been found guilty of driving | | | | coverage before the state will allow his or her license |
| under the influence of alcohol may discover that the | | | | to be reinstated. Obtaining an SR-22 policy may |
| charge will stay on their permanent record and will | | | | require extra effort on the part of the individual wishing |
| have long-term effects on their lives. | | | | to establish coverage and may be very expensive to |
| The decision to drive while intoxicated can have a | | | | obtain. |
| severe effect on a person's auto insurance policy, | | | | Ultimately, most people discover that the risks of |
| making it a very costly mistake to make. In some | | | | drinking and driving just are not worth the |
| cases, the insurer may choose to drop the person's | | | | consequences that come with the action. Persons |
| coverage completely and may decide to cancel the | | | | may be seriously injured or killed in an accident |
| policy because of the DUI conviction. In other instances, | | | | involving a drunk driver, and serious property damage |
| policyholders discover that their insurer did not drop | | | | may also result. If you are arrested under suspicion of |
| their coverage, but decided to raise the rates | | | | DWI, you may be forced to spend time in jail, pay |
| dramatically. | | | | heavy fines, and live with the financial burdens that |
| If you have a DWI or a DUI on your driving record, | | | | often accompany such charges. |
| your insurance provider may decide that you are a | | | | Fortunately, there are insurance companies that carry |
| high-risk driver, thus requiring extremely high premiums | | | | coverage for individuals who have been convicted of |
| to insure. This can put serious strain on your finances, | | | | DWI or DUI. There are carriers who understand the |
| and may be unavoidable if you need your vehicle to | | | | process of regaining your driving privileges and work |
| get to work, school, and social events. In some states, | | | | hard to get you the coverage you need at a |
| persons who have been convicted of driving under the | | | | reasonable price. If you would like more information |
| influence may be required to establish SR-22 insurance | | | | about SR-22 coverage in the Chicago area, visit the |
| coverage, which is specifically designed for higher-risk | | | | website of the Chicago insurance agents of Insure on |
| drivers. | | | | the Spot. |