| Did you know, DUI insurance rates are just one part of | | | | Illinois that say, the average high risk insurance could |
| the cost of a DUI moving violation? The three major | | | | cost $1500 a year more, for at least three years. |
| areas of cost with a DUI moving violation are time, | | | | Don't forget, you could be paying higher rates for up to |
| insurance rates and actual money. In this article we'll | | | | eight years before qualifying for standard rates again, |
| look at all three to see what the true cost to you really | | | | and that's only if you can keep your record clean. |
| is. | | | | How much money will I spend on a DUI? |
| What part does time play in the cost of a DUI? | | | | In 2004 the Southern California Automobile Club did |
| No matter where you were going when you were | | | | research on the cost for a first-time DUI in that state, |
| arrested, now you're going to be processed at the | | | | the total was $12,116. Included in this total cost were |
| police station. That will take some time. At some point, | | | | fines, penalties, towing and impound, alcohol education, |
| you will need to meet with your lawyer and spend | | | | an increase in auto insurance, victim fund, license |
| some time at court. You may even have to take the | | | | reissue fee, booking, attorney and legal fees. In terms |
| time for a driving or alcohol class. The time you need | | | | of actual cash outlay for a first-time DUI, that's a lot of |
| to do these things is time that is taken from your | | | | money. Prices, no doubt, have gone up since then. |
| family, friends and even job. In the end, you may even | | | | As you can easily see, there's a lot more that happens |
| lose your job, if it depends on your ability to use an | | | | when you get a DUI then just your insurance rates |
| automobile. | | | | going up. It will take personal time for you to straighten |
| How much could my insurance rates go up? | | | | up the situation you found yourself in. Your rates will go |
| If you get a DUI while insured with a national standard | | | | up. You'll spend a lot of money in cash to set things |
| provider, they will either drop you, and you'll need a | | | | right. |
| new carrier, or transfer you to their high risk division, if | | | | Maybe if you'll think of this, not just the DUI insurance |
| they have one. If you get transferred to their high risk | | | | rates, then you won't have that second drink and drive |
| division your coverage could rise up to 400%, or to | | | | home, you could be pulled over for speeding five over |
| where it became unaffordable for you to continue | | | | or a tail light out, you never know. Don't drink and drive! |
| your coverage. There are estimates from the state of | | | | |