| Driving Under the Influence or a DUI conviction can be | | | | the courts will impose fines and costly community |
| catastrophic in keeping or getting car insurance. Using | | | | service in lost income. Likely the courts will impose |
| poor judgment while drinking and driving has lifetime | | | | court mandated counseling at your expense. So, poor |
| consequences. Young drivers do not take into | | | | judgment is very costly in fines, fees, jail, community |
| consideration how getting arrested for DUI can impact | | | | service, and probation. |
| their lives. The possibility of killing someone or | | | | Now consider what it does to your ability to have car |
| themselves is the ultimate reason not to drive under | | | | insurance. The first thing that happens is your |
| the influence. There are many other reasons not to | | | | premiums are raised. A provider appointed underwriter |
| drive drunk. | | | | will access your insurability and risk to the company. |
| The penalties beyond keeping your automobile | | | | Insurance companies are in the business to make |
| insurance are sobering enough. If you get arrested for | | | | money. High risk cases are given a second look. The |
| DUI the money starts flowing from your pocket for the | | | | younger you are the higher the cost. At any age the |
| rest of your life. If you get convicted of a DUI your | | | | carrier may decide that the risk is too great for DUI |
| ability to even buy car insurance will be in jeopardy. | | | | offenders and refuse to take the risk to insure a DUI |
| The first thing that happens is getting bailed out of jail. | | | | conviction. Even if you are able to get coverage the |
| That could cost $500 or more in many states. Then | | | | premium rates could be inflated for decades. |