Buying Auto Insurance After a Drunk Driving Charge

Buying auto insurance after you've been charged withto see if you are responsible and financially stable.
a DUI can seem like a daunting task. Many autoOther companies will also look at your claims history
insurance companies will not cover because you'vereporting to see how many accidents you've had in
now become a greater risk and if you do find an autothe past. All of these factors are combined to produce
insurance company that will cover you, they'll chargean "insurance score", much the same way credit
higher premiums. Many first-time drunk drivingbureaus come up with a credit score.
offenders think that this kind of system isn't fair,An SR-22 is a Department of Motor Vehicles form
however if you currently have auto insurance, which inthat you fill out to show proof of car insurance. This
most states it's illegal if you don't, there's the slightSR-22 is a requirement for those who have been
chance that your auto insurance rates may not go uparrested or convicted for drunk driving and want to
at all. Many auto insurance companies look at yourget a restricted license. An SR-22 also notifies the
driving record every few years. However, if or whenDMV that the car insurance company has given you a
they do find out, these companies could raise yourminimum liability coverage for your vehicle.
premiums or even cancel your auto insurance.When shopping around for car insurance, you should
There are quite a few things auto insuranceget several rate quotes from various companies
companies look at when deciding to give you an autobefore making a decision on buying car insurance.
policy. The majority of auto insurance companies lookYour drunk driving defense lawyer can probably
over your driving history while there are other autorecommend a few insurance companies that can help
insurance companies that will check your credit reportyou with your SR-22 filing and offer a decent rate.