| What does financial responsibility mean? | | | | Are preliminary breath tests permitted my law in |
| Like all other states, Arizona has financial responsibility | | | | Arizona? |
| laws which means that if you are involved in an | | | | According to Arizona Auto Insurance Law, yes. In |
| accident you will be asked to present proof of your | | | | states where it is permitted by law, sometimes an |
| ability to cover the cost of damages caused up to a | | | | officer will do a preliminary breath test on-the-spot to |
| minimum amount. To comply with this law most drivers | | | | confirm that you are actually under the influence. An |
| buy automobile liability insurance. | | | | alcosensor machine, a hand-held device, is often used. |
| What type of automobile liability insurance am I | | | | Although its results are not admissible in court, if the |
| required to have according Arizona Auto Insurance | | | | machine returns a positive reading, you may be taken |
| Law ? | | | | to a police station the take the actual BAC test. |
| Arizona Auto Insurance Law requires that you have | | | | What is DUI Plea Bargain? |
| Bodily Injury liability and Property Damage Liability | | | | In a DUI plea bargain, the driver charged with DUI |
| What are the minimum liability limits? | | | | agrees to plea guilty to a lesser charge than one for |
| According to Arizona Auto Insurance Law, the | | | | which she could stand trial. When this happens, she |
| minimum amount of liability coverage needed for | | | | receives a more lenient sentence, and/or have certain |
| personal injury is $15,000 person and $30,000 per | | | | related charges dropped. The DUI plea bargain is |
| accident. | | | | prohibited in Arizona. |
| The minimum amount of liability coverage needed for | | | | What is the open container law? |
| property damage is $10,000. This will usually appear on | | | | The open container law makes it illegal for the driver |
| the policy in the form 15/30/10. | | | | and passengers to have unsealed alcohol containers in |
| When will I be required to present proof of Insurance? | | | | an automobile passenger compartments. |
| Within 30 days of registration. If you've had an | | | | ARIZONA SEAT-BELT LAWS |
| accident you will be required to present proof of | | | | Are seat-belt laws enforced in the State of Arizona? |
| Insurance/financial responsibility at the time of the | | | | Yes. As of January 1, 1991, driver and all passengers |
| accident. Further, the State requires that you have | | | | are required to wear seat-belts in the State of |
| proof of insurance at all times in your vehicle. In most | | | | Arizona. |
| cases a card issued by the insurer is sufficient. | | | | Are seat-belt laws primary or secondary in Arizona? |
| Will my insurer required to verify the validity of my | | | | Seat-belt laws in Arizona are NOT primary. Primary |
| insurance policy? | | | | enforcement means that an officer may stop an |
| Yes. According to Arizona Auto Insurance Law, if | | | | automobile and issue a ticket for violation of the |
| you've had an accident or you have been arrested, | | | | seat-belt law. Secondary enforcement means that the |
| your insurance company will be required to verify that | | | | officer may issue a ticket for not using seat-belt if and |
| your policy is in good standing. Your insurance | | | | only if the driver was stopped for some other violation. |
| company must also inform the Arizona Department of | | | | What are the fines for noncompliance to seat-best |
| Motor Vehicle if you cancel or fail to renew your policy. | | | | laws in AZ? |
| And according to Arizona computer data law, | | | | $10 |
| insurance companies are required to submit their entire | | | | LAWS GOVERNING OLDER DRIVERS |
| list of policies in force, which the State may compare | | | | Am I required to perform medical, knowledge, road, or |
| with registrations. | | | | vision retests when I renew my license? |
| What are the penalties for non-compliance to the | | | | Retesting for all drivers is usually required for vision, |
| financial responsibility law? | | | | road retesting is only required under certain conditions. |
| A $250 fine. | | | | For example, if you've had too many accidents over a |
| What are the laws governing AZ liability insurance | | | | certain period of time. |
| Liability insurance in Arizona is based on the tort liability | | | | Is my doctor required to report a physical condition that |
| system. This means that if you were involved in an | | | | may affect my ability to drive safely? |
| accident that is not your fault you and/or your | | | | NO |
| passengers have the right to sue the party at fault for | | | | Is there an age limit on driver's license renewals |
| pain and suffering, and for other out-of-pocket | | | | Yes. 70 years. |
| expenses such as medical costs. | | | | LAWS GOVERNING TEENAGE AND YOUNGER |
| ARIZONA DUI/DRUNK DRIVING LAWS | | | | DRIVERS |
| What is the BAC (blood alcohol content) limit is the | | | | Do teenage drivers require graduated licensing? |
| state of Arizona? | | | | YES. All states have graduated licensing (a rigorous |
| The BAC (blood alcohol content) limit for the state of | | | | learning period before full driving privileges are granted) |
| Arizona is .08 | | | | laws for drivers 15 to 18 years old. |
| Will I have my license revoked or suspended if my | | | | For what period of time are teenagers required to |
| BAC is above 0.08? | | | | maintain a learners permit? For a minimum of six (6) |
| According to Arizona Auto Insurance Law, yes. If you | | | | months. |
| are pulled over by an officer and your BAC test result | | | | Are teens required to own an intermediate or |
| returns a reading above .08 you will face an | | | | provisional driver's license before they a granted full |
| on-the-spot driver's license revocation or suspension. | | | | driving privileges? |
| Further, if you refuse to take the BAC test your | | | | No. |
| license will still be revoked or suspended. | | | | Do young drivers have certain restrictions on night |
| What is the implied consent law? | | | | driving? |
| Like most states, Arizona has the implied consent law. | | | | No. |
| This law is base on the premise that because you | | | | Can teenage drivers carry the maximum number of |
| choose to drive on the streets and highways of the | | | | passengers allowed in a vehicle? |
| state, you have given your consent to submit to the | | | | Yes. |
| BAC and or urine test to ascertain alcohol or drug | | | | OK. What about BAC (blood alcohol content) level? |
| levels. | | | | Are there restrictions on that too? |
| What is the penalty for violating the implied consent | | | | I hate to be the bearer of bad news, but the answer is |
| law? | | | | yes. Although the BAC level for other drivers is 0.08, |
| The mandatory penalty for violation of the implied | | | | Arizona drivers under the age of 21 years with a BAC |
| consent law in Arizona is suspension or revocation of | | | | level greater that 0 (yes zero) could be charged with |
| one's driving privilege. | | | | DUI. |