| There were 550 serious accidents last
| |
| | Then make sure you pay for any small
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| year where the driver was over aged 70
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| | bumps yourself.
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| and where driver was either killed or
| |
| | But there are some simple steps that
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| badly hurt, reports the Institute of
| |
| | older drivers, and indeed all drivers,
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| Advanced Motoring . That statistic
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| | can take to reduce the likelihood of them
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| represents 8% of the national total of
| |
| | having an accident and thereby making
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| 7,035 similar accidents. That means that
| |
| | themselves more insurable. It's often
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| the over 70's's have more, very serious
| |
| | more about those little things and being
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| accidents per mile than any other sector
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| | alert to likely problems. For example,
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| of the population. This view is supported
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| | car parks are a breeding ground for small
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| by the Association of British Insurers
| |
| | accidents. Knowing that take more care.
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| whose research shows that drivers aged
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| | Before you get back into your car, walk
|
| over 70 are 13% more likely claim on
| |
| | round it to see how much room you've got.
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| their insurance than the drivers aged
| |
| | Then edge out carefully making sure that
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| between 40 and 50.
| |
| | other drivers in the car park aren't
|
| As the number of elderly drivers will
| |
| | driving into the area you're moving into.
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| double during the next ten years, this
| |
| | Then, if advancing years has stiffened
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| represents a problem for elderly drivers
| |
| | you neck and all-round visibility is a
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| and their families - not to mention the
| |
| | bit more difficult, take special care at
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| insurance industry, police and indeed all
| |
| | junctions and when reversing. Remember to
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| of the emergency services!
| |
| | move you head and swivel your shoulders -
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| You can probably predict the response
| |
| | that way you'll increase your sweep of
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| from the insurance industry. Many
| |
| | vision.
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| insurance companies already reckon that
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| | Many of the policies for older motorists
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| drivers over 80 are as high a risk as the
| |
| | contain special provisions designed to
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| under 25's - and charge premiums to
| |
| | assist them. On Saga's policy for
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| match! Some are even progressively
| |
| | example, ex company car drivers can use
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| loading premiums once the driver reaches
| |
| | any no claims record they'd built up and
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| 60. Then at 70, you'll find that many
| |
| | if a couple are insured and the main
|
| insurance simply refuse to offer cover.
| |
| | driver decides to quit driving, then the
|
| Norwich Union and Esure won't quote after
| |
| | spouse can take over the no claims
|
| 70 and by the time the driver reaches 80,
| |
| | record. Other policies also provide full
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| the field narrows to specialised insurers
| |
| | insurance cover for anyone who takes over
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| who insure elderly drivers. Help the Aged
| |
| | driving in an emergency. Cornhill will
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| and Age Concern both market policies that
| |
| | even payout 250 if the DVLA stops you
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| have no upper maximum age. Cornhill only
| |
| | from driving for health isues associated
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| accepts new policyholders up to 84 but if
| |
| | with age.
|
| you've been insured by them for a few
| |
| | In moves to diminish the numbers of
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| years, there's no upper age limit. RIAS
| |
| | accidents involving the elderly, the UK
|
| and Saga are also pleased to consider
| |
| | Government is investigating the issue of
|
| older drivers.
| |
| | deteriorating health amongst elderly
|
| As the price of car insurance is based on
| |
| | drivers. It seems to be considering the
|
| historical claims experience, a 75 year
| |
| | idea of obligatory health checks for
|
| old male driver can expect to pay at
| |
| | elderly motorists. At the same time some
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| least 33% more than if he were aged 50.
| |
| | local councils are introducing
|
| By the time the driver reaches 80 the
| |
| | initiatives of their own. Torbay council
|
| premiums hit boy racer levels! So if
| |
| | has launched a scheme to encourage
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| you're in your early 50's keep smiling at
| |
| | families and GP's to take more
|
| the lowest premiums you'll ever
| |
| | responsibility for encouraging elderly
|
| experience they won't last forever!
| |
| | drivers who are not really fit drive, to
|
| And the fairer sex fare even worse.
| |
| | give up. A road safety spokesperson for
|
| Whilst younger women are renowned for
| |
| | Torbay council said, The problem is that
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| their safe driving, they become more
| |
| | the elderly can't always see themselves
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| accident-prone as they get older. Whereas
| |
| | when it's really time to give up driving
|
| male drivers improve with age. (Where
| |
| | so those closest to them must take
|
| have we heard that before!) As a result,
| |
| | responsibility for that.
|
| elderly women drivers pay the highest
| |
| | In the meantime, a survey carried out by
|
| rates for car insurance.
| |
| | the Institute of Advanced Motorists
|
| It's a biological fact that eyesight and
| |
| | confirms that older motorists are aware
|
| reaction times worsen as age creeps on.
| |
| | that they represent an increased accident
|
| And with traffic becoming heavier and
| |
| | risk. Seven out of ten older drivers
|
| road networks ever more complex, elderly
| |
| | surveyed said they would like to take a
|
| drivers can more easily become
| |
| | refresher course for motorway driving
|
| disorientated and confused. Even a
| |
| | skills and six out of ten wanted to
|
| fraction of a second's delay can make the
| |
| | improve their performance at junctions
|
| difference between an accident and a near
| |
| | and on unlit roads. In response to these
|
| miss. Insurers are reacting by insisting
| |
| | issues, the Institute has extended its
|
| that more elderly drivers take a medical
| |
| | advanced tests to older non-members to
|
| before agreeing to provide insurance. The
| |
| | encourage them to improve and build up
|
| best advice is to build up a no claims
| |
| | confidence. The tests also help spot any
|
| record and as soon as possible and buy No
| |
| | serious problems that should encourage
|
| Claims Protection. This protection cost a
| |
| | the driver pack up driving.
|
| bit more but it's well worth the money.
| |
| |
|
